根据@justinsuntron，Lista DAO给出三步路径：抵押BTCB、slisBNB、PT-USDe或solvBTC，以低至0.04%的利率借出U，并将借来的U存入HTX Earn以获取约20%收益。来源：Justin Sun X 帖子 https://twitter.com/justinsuntron/status/2009884934467661867；Lista DAO X 帖子 https://x.com/lista_dao/status/2009598218552725744 BSC上的U Vault用于以所支持的抵押物借出U。来源：Lista U Vault 页面 https://lista.org/lending/vault/bsc/0x9a17fd5cb8efc25d11567e713ae795a89775a759?tab=vault&utm_source=x&utm_medium=promo&utm_campaign=1.9 +20%收益为HTX Earn对U的产品信息，并由Lista DAO贴文附上链接。来源：Lista DAO X 帖子 https://x.com/lista_dao/status/2009598218552725744；HTX Earn 产品页 https://www.htx.com/en-us/financial/earn/h5/newDetail?activeTab=1 基于上述0.04%借贷与+20%存款利率，名义利差约为19.96%，未计平台费用或产品条款，属于在Lista借贷与HTX Earn之间的抵押借贷利差策略。来源：Lista DAO X 帖子 https://x.com/lista_dao/status/2009598218552725744；HTX Earn 产品页 https://www.htx.com/en-us/financial/earn/h5/newDetail?activeTab=1